Southern Indiana Housing Market Q3 2026: 5 Counties, Medians From $199,900 to $295,000

In Q3 2026, Southern Indiana median sold prices ranged from $199,900 in Washington County to $295,000 in Floyd County. Listings rose in four of five counties, and Scott County was the exception. Seller concessions showed up in 47.8% to 65.98% of sales. Buyers have more choices in most counties, but prices are still rising.

This roundup covers Clark, Floyd, Harrison, Scott and Washington counties in Indiana, using Southern Indiana MLS, third-quarter data, Q3 2017 to 2026.

How do Southern Indiana counties compare in Q3 2026?

Floyd County had the highest Q3 2026 median sold price at $295,000, and Washington County had the lowest at $199,900 (Southern Indiana MLS).

County	Median price	Median change (YoY)	Active listings (YoY change)	Months of supply	Sales with concessions	Median days on market	Sale-to-list
Clark	$275,000	+3.8%	687 (up 30.1% YoY)	3.7	56.6%	61	98.9%
Floyd	$295,000	+7.3%	307 (up 35.8% YoY)	3.4	47.8%	57	98.4%
Harrison	$259,991	+6.1%	87 (up 3.6% YoY)	2.9	53.15%	56	99.61%
Scott	$200,000	+2.0%	64 (down 15.8% YoY)	2.8	65.98%	67	97.72%
Washington	$199,900	-0.8%	106 (up 45.2% YoY)	5.2	50.85%	65	98.98%

Source: Southern Indiana MLS, third-quarter data, Q3 2017 to 2026. Listings and supply are October 2026 snapshots (October 12 for Clark and Floyd, October 13 for the others).

Are home prices still rising in Southern Indiana?

Yes, in four of five counties. Q3 2026 medians rose in Floyd County (up 7.3% YoY), Harrison County (up 6.1% YoY), Clark County (up 3.8% YoY) and Scott County (up 2.0% YoY). Washington County was the exception at $199,900 (down 0.8% YoY).

Is Southern Indiana becoming a buyer's market?

It is moving that way in some counties, not all. Active listings rose 45.2% year over year (YoY) in Washington County, 35.8% in Floyd County and 30.1% in Clark County. Harrison County rose only 3.6% YoY, and Scott County fell 15.8% YoY.

Months of supply is how long it would take to sell every home for sale at the current pace. It ranged from 2.8 in Scott County to 5.2 in Washington County in October 2026.

Are sellers paying concessions in Southern Indiana?

Yes, in about half or more of sales in every county. The Q3 2026 share ranged from 47.8% in Floyd County to 65.98% in Scott County. A concession is money or credit the seller puts toward the buyer's costs.

How long does it take to sell a home in Southern Indiana?

Median days on market in Q3 2026 ran from 56 in Harrison County to 67 in Scott County. Homes sold for 97.72% to 99.61% of list price on average.

What does this mean for buyers and sellers in Southern Indiana?

If you're buying

1. Look at more than one county. Prices and supply differ a lot across the river counties.
2. Ask about concessions. They are common in every county.
3. Ask your Real Estate Agent for data on your exact area and price range.

If you're selling

1. Know your county's supply. A 2.8 month market and a 5.2 month market call for different plans.
2. Price for today's listing count, not last year's.
3. Plan for a concession request.

Read the county posts

• Clark County, Indiana housing market Q3 2026
• Floyd County, Indiana housing market Q3 2026

Posts for Harrison, Scott and Washington counties are coming soon.

Related: how local market knowledge affects a home sale and how buyers negotiate at 7% rates.

Quick FAQ

What is the median home price in Southern Indiana in 2026? In Q3 2026 it ranged from $199,900 in Washington County to $295,000 in Floyd County, according to Southern Indiana MLS data.

Which Southern Indiana county has the most homes for sale? Clark County had 687 active listings on October 12, 2026. Washington County had the most months of supply at 5.2.

Are home prices falling in Southern Indiana? Not in most counties. Four of five county medians rose in Q3 2026. Washington County dipped 0.8% year over year (YoY).

Is it a buyer's market in Southern Indiana? It is shifting toward buyers in Clark, Floyd and Washington counties, where listings rose 30% or more year over year (YoY). Harrison and Scott stayed tighter, near 3 months of supply.

Key takeaways

• Q3 2026 medians ranged from $199,900 (Washington) to $295,000 (Floyd).
• Listings rose in four of five counties. Scott County fell 15.8% YoY.
• Months of supply ran from 2.8 (Scott) to 5.2 (Washington).
• Seller concessions appeared in 47.8% to 65.98% of sales.
• This is general information. Your area and price range may differ.

Thinking about a move here?

Agent Intro is an introduction and referral service for home buyers and sellers in Southern Indiana and Greater Louisville. Tell us your plans on a Match Profile, and a member of our team will review your Match Profile before introducing you to one of our vetted local Real Estate Agents. See How It Works and our FAQ.

Disclosure: Agent Intro is an introduction and referral service. Agent Intro earns a referral fee when an introduction leads to a closed transaction. You're not required to hire anyone. Agent Intro does not make loans or recommend lenders. See our Disclosure. This post is general information, not financial, tax, or legal advice.

Data note: Source: Southern Indiana MLS, third-quarter data, Q3 2017 to 2026. Third-quarter sales data by year. Information not verified or guaranteed by the MLS. Snapshots: October 12, 2026 (Clark, Floyd) and October 13, 2026 (Harrison, Scott, Washington).

External source: Indiana Housing and Community Development Authority.