Floyd County, Indiana Housing Market Q3 2026: Median Price $295,000
Floyd County, IN Q3 2026: median sold price $295,000 (up 7.3% YoY) and 3.4 months of supply (Southern Indiana MLS). What it means for buyers and sellers.
- Southern Indiana
- market data
- buying
- selling
- Floyd County
Floyd County, Indiana's median sold price was $295,000 in Q3 2026 (up 7.3% year over year, YoY). There were 307 active listings (up 35.8% YoY) and 3.4 months of supply. 47.8% of sales included seller concessions. Prices rose the most of the five counties, and buyers also have more listings to pick from.
This post covers Floyd County, Indiana (New Albany, Floyds Knobs, Georgetown and Greenville), using Southern Indiana MLS, third-quarter data, Q3 2017 to 2026.
What is the median home price in Floyd County, Indiana in 2026?
Floyd County's Q3 2026 median sold price was $295,000, up 7.3% year over year (YoY) from $274,900 in Q3 2025 (Southern Indiana MLS). In Q3 2017 it was $165,000. The median is the middle sale: half sold for more, half for less.
| Measure | Q3 2025 | Q3 2026 | Change (YoY) |
|---|---|---|---|
| Median sold price | $274,900 | $295,000 | +7.3% |
| Average sold price | $309,978 | $325,121 | +4.9% |
| Homes sold | 1135 | 1137 | +0.2% |
| Median days on market | 52 | 57 | +9.6% |
| Sale-to-list ratio | 98.6% | 98.4% | -0.2% |
| Share of sales with concessions | 45.3% | 47.8% | +5.7% |
| Active listings (Oct snapshot) | 226 | 307 | +35.8% |
| Months of supply (Oct snapshot) | 2.7 | 3.4 | +24.6% |
Source: Southern Indiana MLS, third-quarter data, Q3 2017 to 2026.
Is Floyd County, Indiana a buyer's or seller's market right now?
Floyd County had 3.4 months of supply as of October 12, 2026 (up 24.6% year over year, YoY). Months of supply is how long it would take to sell every home for sale at the current pace. A lower number usually favors sellers, and a higher number gives buyers more room. The county had 307 active listings (up 35.8% YoY). In short, the story here is the highest median price of the five counties, with inventory climbing fast.
Are sellers in Floyd County paying concessions?
Yes. 47.8% of Floyd County sales in Q3 2026 included seller concessions (up 5.7% year over year, YoY). A concession is money or credit the seller gives toward the buyer's costs. It is common, so buyers can ask, and sellers can plan for it.
How long are homes taking to sell in Floyd County?
Floyd County homes took a median of 57 days on market in Q3 2026, and an average of 77 days (Southern Indiana MLS). Homes sold for 98.4% of list price on average. 1137 homes sold in the quarter.
What else stands out in the Floyd County data?
- Floyd County's Q3 median sold price of $295,000 is the highest of the five counties in this series.
- Sales held steady at 1137 homes (up 0.2% YoY).
- Median days on market rose to 57 (up 9.6% YoY).
What does this mean for buyers and sellers in Floyd County?
If you're buying
- Compare each home's days on market to the 57 day county median. A longer wait can mean more room to talk.
- Ask about concessions. 47.8% of sales had them in Q3 2026.
- Ask your Real Estate Agent for data on the exact area and price range you want. County numbers are a starting point.
If you're selling
- Price with 307 active listings in mind. Buyers can compare.
- Plan for a concession request in your numbers.
- Expect a timeline closer to 57 to 77 days than a quick weekend sale.
Read the full Southern Indiana 5-county comparison, and see the other county posts: Clark County. You may also like how local market knowledge affects a home sale and closing cost help from sellers.
Quick FAQ
What was the median home price in Floyd County, Indiana in Q3 2026? $295,000, up 7.3% year over year (YoY) from Q3 2025, according to Southern Indiana MLS data.
How many months of supply does Floyd County have? 3.4 months as of October 12, 2026, according to Southern Indiana MLS data.
Do sellers still pay concessions? In Floyd County, 47.8% of Q3 2026 sales included seller concessions, according to Southern Indiana MLS data.
How long does it take to sell a home in Floyd County? The median was 57 days on market in Q3 2026 and the average was 77 days, according to Southern Indiana MLS data.
Key takeaways
- Floyd County's Q3 2026 median sold price was $295,000 (up 7.3% YoY).
- Months of supply was 3.4 as of October 12, 2026.
- 47.8% of sales included seller concessions.
- Median days on market was 57.
- This is general information. Every home and neighborhood is different.
Thinking about a move here?
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Data note: Source: Southern Indiana MLS, third-quarter data, Q3 2017 to 2026. Third-quarter sales data by year. Latest on-market snapshot: October 12, 2026. Information not verified or guaranteed by the MLS.
External source: Indiana Housing and Community Development Authority.
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