Sellersburg, Indiana: 104 Homes for Sale, 26 New Houses Permitted, and Why the Town Line Matters
Sellersburg, IN had 104 homes for sale in September 2026. What homes cost, how few new houses the town permits, patio home zoning and the town-line tax gap.
- Sellersburg
- Clark County
- Southern Indiana
- new construction
- buying
Sellersburg had 104 homes for sale in September 2026, the most for any September since 2019, but the town itself permitted only 26 new houses in all of 2025. Most of the choice is in existing homes. The January to September 2026 average sale price was $322,387 (local MLS data, Sellersburg September 2026 report), and new single-family construction inside town limits has been a trickle since 2021 (Census Building Permits Survey).
This guide covers what a Sellersburg home costs, what kind of housing the town has, how much is being built, where patio homes fit in the town's plan, and what changes when a home sits inside or outside town limits. It is general information, not tax, legal, insurance or lending advice.
Sellersburg at a glance
- 104 homes for sale in September 2026, up from 78 a year earlier (local MLS data)
- $1,952 a month in principal and interest on the $322,387 average with 10% down at 7.11% (Freddie Mac PMMS, Nov. 12, 2026)
- 26 single-family homes permitted in town limits in 2025, and 13 housing units from January to September 2026 (Census BPS)
- $2.2862 per $100 of assessed value in the Sellersburg Town tax district, vs $1.8057 in Silver Creek Township outside town (DLGF)
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Key takeaways
- More resale homes to compare. Sellersburg averaged 81 listings a month from January to September 2026, up 17%, with about 3.2 months of supply vs 2.7 a year earlier (local MLS data, September 2026 report).
- The rate did more to the payment than the price. At today's 7.11%, the 2026 average costs $208 a month more in principal and interest than the 2025 average did at last year's 6.24%. About $167 of that is the rate (Freddie Mac PMMS, Agent Intro math below).
- Few new houses inside town limits. Sellersburg permitted 436 housing units from 2021 to 2025, and only 88 were single-family homes (Census BPS).
- Patio homes and townhomes are in the plan. The town's 2040 plan allows them at up to 12 units per acre in its Urban/Traditional Residential areas (Sellersburg 2040 Comprehensive Plan).
- The town line changes the tax rate and sometimes the water bill. In our example, a homestead inside town hits Indiana's 1% cap at about $3,224 a year, and the same value in Silver Creek Township comes to about $2,973 before credits.
Table of contents
- How many homes are for sale in Sellersburg, and what do they cost?
- What kinds of homes does Sellersburg have?
- Is there new construction in Sellersburg?
- Are there patio homes in Sellersburg?
- Inside or outside town limits: taxes, water and annexation
- How do you get from Sellersburg to Louisville?
- Is Sellersburg in a flood zone?
- Parks and schools
- Your next step in Sellersburg
- FAQs
How many homes are for sale in Sellersburg, and what do they cost?
Short answer: 104 homes were for sale in September 2026, and the January to September average sale price was $322,387, up 2.4% YoY (local MLS data). The average is a mean, so a few high or low sales can pull it. The monthly detail and charts are in our Sellersburg September 2026 report.
| Sellersburg | 2025 | 2026 | Change YoY |
|---|---|---|---|
| Homes for sale, September | 78 | 104 | +26 homes |
| Homes for sale, average month, Jan to Sep | 69 | 81 | +17% |
| Homes sold, Jan to Sep | 231 | 226 | -2.2% |
| Average sale price, Jan to Sep | $314,980 | $322,387 | +2.4% |
| Months of supply, Jan to Sep average | 2.7 | 3.2 | +0.5 |
Source: local MLS data, from our Sellersburg September 2026 report.
Sellersburg is a small market. September had only 20 sales, so one or two closings can swing a monthly figure. For the whole county, Clark County's median sold price was $275,000 in Q3 2026 (local MLS data, Clark County Q3 2026 report), and the five-county comparison puts it next to Floyd, Harrison, Scott and Washington.
What is the monthly payment on a Sellersburg home?
Freddie Mac's 30-year fixed average was 7.11% for the week of November 12, 2026, down from 7.18% the week before. A year earlier it was 6.24% (Freddie Mac PMMS). These are Agent Intro illustrations with 10% down, principal and interest only, before taxes and insurance. They are not loan quotes.
| Example | Price | Loan (10% down) | Rate | Principal and interest |
|---|---|---|---|---|
| Sellersburg average, Jan to Sep 2025, at last year's rate | $314,980 | $283,482 | 6.24% | $1,744 |
| Sellersburg average, Jan to Sep 2026, at last year's rate | $322,387 | $290,148 | 6.24% | $1,785 |
| Sellersburg average, Jan to Sep 2026, at today's rate | $322,387 | $290,148 | 7.11% | $1,952 |
| Clark County median, Q3 2026, at today's rate | $275,000 | $247,500 | 7.11% | $1,665 |
The price rise added about $41 a month. The rate added about $167. Our video walks through why the rate, not the price, drives most of the payment jump, and where buyers still negotiate.
Census estimates for 2020 to 2024 put the median value of owner-occupied homes in Sellersburg at $231,500, median monthly owner costs with a mortgage at $1,344, and median gross rent at $1,151 (Census QuickFacts). Those are five-year survey figures for all homes, including ones bought years ago, so they run below recent sale prices. Run your own numbers on the Clark County affordability calculator.
What kinds of homes does Sellersburg have?
Short answer: mostly detached houses, and about 3 in 10 built since 2000. Census estimates for 2020 to 2024 count 4,594 housing units in the town (Census ACS DP04):
| Sellersburg housing units (Census ACS 2020 to 2024) | Share |
|---|---|
| Detached one-unit houses | 75.0% |
| Attached one-unit homes (townhome or similar) | 4.8% |
| Built 2000 to 2009 | 15.2% |
| Built 2010 or later | 14.4% |
| Built 1939 or earlier | 7.1% |
| Owner-occupied (share of occupied units) | 80.0% |
These are survey estimates of all housing in the town, not homes for sale, and the smaller shares have margins of error of 3 to 5 points. The town also got bigger on the map. Its land area went from 3.94 square miles in 2010 to 7.34 in 2020 (Census QuickFacts), so some homes that were once outside town limits are now inside.
Is there new construction in Sellersburg?
Short answer: some, but not much single-family building inside town limits. The Town of Sellersburg permitted 88 single-family homes from 2021 to 2025, out of 436 housing units total. Most of the rest were in larger buildings, 252 units of them in 2021 alone. The town reported all 12 months to the Census each year.
| Year | All units permitted | Single-family | 2-unit buildings | 3 or 4 unit buildings | 5+ unit buildings |
|---|---|---|---|---|---|
| 2021 | 272 | 20 | 0 | 0 | 252 |
| 2022 | 31 | 7 | 0 | 0 | 24 |
| 2023 | 44 | 16 | 4 | 0 | 24 |
| 2024 | 63 | 19 | 0 | 44 | 0 |
| 2025 | 26 | 26 | 0 | 0 | 0 |
| Total | 436 | 88 | 4 | 44 | 300 |
Source: Census Building Permits Survey annual place files for 2021, 2022, 2023, 2024 and 2025, Sellersburg town. Units counted in the building type they were permitted in.
2026 is running slower. From January to September, the town permitted 11 single-family homes and one two-unit building, 13 units in all, compared with 16 single-family homes in the same months of 2025 (BPS 2026 year to date, BPS 2025 year to date). Those are preliminary counts.
A permit is a unit approved to be built, not a home finished or listed. And these counts stop at the town line. Unincorporated Clark County permitted 1,606 units from 2021 to 2025, mostly single-family. We cover that, and Sellersburg's 10.2% population gain since 2020, in Southern Indiana's fastest-growing towns. So a new house near Sellersburg may be in the county, not the town. That matters for taxes and utilities, covered below.
Comparing a builder's home with resale? Our post on new construction or resale covers what to ask and why the agent you pick matters on a new build.
Are there patio homes in Sellersburg?
Short answer: the town's plan makes room for them, but they are a small share of current housing. The Sellersburg 2040 Comprehensive Plan, adopted November 9, 2020, sets three residential categories (Sellersburg 2040 Comprehensive Plan):
| Future land use category | What it allows |
|---|---|
| Suburban Residential | Single-family homes, typically 1 to 3 units per acre, larger lots |
| Urban/Traditional Residential | Single- or two-family homes up to 8 units per acre, townhomes or patio homes up to 12 units per acre |
| High Density Residential | Typically 12 to 24 units per acre |
The plan also calls for a mix of housing types and densities in residential subdivisions. Census counts attached one-unit homes, which include many townhomes and some patio homes, at 4.8% of the town's housing. The 44 units permitted in 2024 were in 11 buildings of three or four units each (Census BPS, table above).
Our local MLS data for Sellersburg doesn't split out patio homes or new construction. If that's what you want, ask your agent to pull recent closed sales for that property type in and around town, including subdivisions just outside the limits.
The rules are being rewritten now. The Plan Commission's November 16, 2026 agenda includes draft Unified Development Ordinance amendments for Town Center, Downtown and Downtown Neighborhood districts, and a public hearing on new Solar Energy and Data Center zoning districts (Plan Commission packet). Before you buy near open land, check the town's zoning documents.
Inside or outside town limits: taxes, water and annexation
Short answer: the town line changes your tax district and can change your water utility. Check the tax district on the parcel's tax bill or property record, not the mailing address.
Property taxes
The Indiana Department of Local Government Finance lists these certified rates for 2026 bills (2025 pay 2026) (DLGF 2026 Certified Tax Rates by District). Indiana caps homestead tax at 1% of gross assessed value (DLGF circuit breaker fact sheet). The example uses the $48,000 standard and 40% supplemental homestead deductions for 2026 bills from the DLGF memo of May 27, 2026, and the $322,387 average sale price as a stand-in for assessed value. It is not the assessor's number.
| Clark County tax district | 2026 rate per $100 | Rate math on $164,632 net value | 1% homestead cap | Example bill before credits |
|---|---|---|---|---|
| Sellersburg Town | $2.2862 | $3,764 | $3,224 | $3,224 |
| Carr Twp - Sellersburg Town | $2.2915 | $3,773 | $3,224 | $3,224 |
| Silver Creek Township (outside town) | $1.8057 | $2,973 | $3,224 | $2,973 |
In this example the in-town bill is set by the cap, about $251 a year more than the township figure. For 2027 bills, the homestead standard deduction drops to $40,000 and the supplemental deduction rises to 46%. Read the full walk-through in Indiana property tax changes for 2027. Buying in 2026? File the homestead deduction with the Clark County auditor by January 15, 2027, or confirm your closing paperwork covered it (DLGF Deductions and Credits).
Water and sewer
The Town of Sellersburg runs its own water utility. It draws from a wellfield along the Ohio River in Jeffersonville, treats it at a 2.8 million gallon a day plant on Holmans Lane, and serves customers from Jeffersonville to Memphis, Indiana. The town notes that Sellersburg Water is not affiliated with Silver Creek Water (Sellersburg Water Utility). Ask which one serves the address. In an October 6, 2025 post, the town said water and sewer rates were last adjusted in 2020 and the council was reviewing new rates (Town of Sellersburg). Ask for the current rate sheet before you budget.
Annexation
The 2040 plan says the town should keep requiring annexation before it extends water and sewer to new areas, and names land between IN-60, CR-311 and I-65, and areas east of IN-60 not in Clarksville, as possible annexation targets (Sellersburg 2040 Comprehensive Plan). If you're looking at a lot or a new subdivision just outside town, ask whether it is on town utilities and whether annexation is part of the deal, since that moves the tax district.
How do you get from Sellersburg to Louisville?
Short answer: Sellersburg sits on I-65 at exits 7 and 9, and the I-65 bridges into downtown Louisville are tolled. The town's 2040 plan calls those two interchanges its main gateways (Sellersburg 2040 Comprehensive Plan). Toll-free routes are the Clark Memorial (Second Street) Bridge from Jeffersonville and the Sherman Minton Bridge (I-64) from New Albany (RiverLink).
| Ohio River crossing | Toll for a passenger car (since July 1, 2026) |
|---|---|
| I-65 Abraham Lincoln and Kennedy bridges | $2.79 with a prepaid account and transponder, $5.57 standard |
| Lewis and Clark Bridge (SR 265/KY 841) | $2.79 with a prepaid account and transponder, $5.57 standard |
| Clark Memorial Bridge (Second Street) | None |
| Sherman Minton Bridge (I-64) | None |
Toll amounts are from RiverLink's July 1, 2026 rate notice. Census estimates put the mean travel time to work for Sellersburg workers at 20.0 minutes for 2020 to 2024 (Census QuickFacts). Drive your own route at the hour you'd make it before you write an offer.
Is Sellersburg in a flood zone?
Short answer: some land around Sellersburg is, and much of the town isn't. The town's 2040 plan notes large areas of floodway west of Sellersburg where little can be built (Sellersburg 2040 Comprehensive Plan). Check any address on FEMA's Flood Map Service Center and get a flood quote before you make an offer.
Federal flood insurance claims in Clark County have paid about $17.5 million on 860 claims since 1978, and 2025 was the county's costliest year at $4.7 million, per FEMA data in our flood insurance claims post. This is general information, not insurance advice.
Parks and schools in Sellersburg
Short answer: the town runs two parks, Wilkerson Park and Mosley Park. Wilkerson Park sits at the corner of New Albany and Utica streets and has the town's war memorials. Mosley Park, off Oak Street, has the town pool, which ran from May 23 to September 7 in 2026 (Sellersburg Parks and Recreation). Just outside town limits are Silver Creek Township Park, run by the township, and the privately run Speed Park.
For schools, look up any school's official data on Indiana GPS, and confirm which school district serves a specific address before you buy.
Your next step in Sellersburg
- If you're buying in the next 3 months: with 104 homes for sale, compare days on market and ask what the seller will cover. Start a buyer Match Profile, and a member of our team will review your Match Profile.
- If you want new construction or a patio home: look at the town and the county around it, check the tax district and water utility, and read new construction or resale.
- If you're selling a Sellersburg home: buyers have more homes to compare than a year ago, so price off recent closed sales. See Selling.
Agent Intro is an introduction and referral service for home buyers and sellers in Southern Indiana and Greater Louisville. We introduce you to one of our vetted local real estate agents, and you decide whether to hire them. Already working with someone and want a second look? Second Opinion gets you an alternative introduction to compare. See How It Works, How We Choose Agents, Buying and our FAQ.
Disclosure: Agent Intro is an introduction and referral service of Aire Realty, LLC, an Indiana-licensed real estate brokerage. Agent Intro earns a referral fee when an introduction leads to a closed transaction. You're not required to hire anyone. See our Disclosure. This post is general information, not tax, legal or lending advice.
FAQs
How many homes are for sale in Sellersburg, Indiana?
There were 104 homes for sale in September 2026, up from 78 a year earlier and the most for any September since 2019 (local MLS data). Listings averaged 81 a month from January to September.
How much does a house cost in Sellersburg, Indiana?
The average sale price was $322,387 from January to September 2026, up 2.4% YoY (local MLS data). At 7.11% with 10% down, that is about $1,952 a month in principal and interest.
Is there new construction in Sellersburg, Indiana?
Some. The town permitted 26 single-family homes in 2025 and 13 housing units from January to September 2026 (Census Building Permits Survey). More building happens in unincorporated Clark County, outside any town.
Are there patio homes in Sellersburg?
The town's 2040 plan allows townhomes and patio homes at up to 12 units per acre in its Urban/Traditional Residential areas. Census counts attached one-unit homes at 4.8% of the town's housing, so ask an agent to pull recent sales of that type.
What is the property tax rate in Sellersburg, Indiana?
The Sellersburg Town district rate was $2.2862 per $100 of assessed value for 2026 bills, and Silver Creek Township outside town was $1.8057 (DLGF). On a homestead, Indiana's 1% cap can set the bill before credits.
Do you pay tolls from Sellersburg to Louisville?
On the I-65 bridges, yes. A passenger car pays $2.79 per crossing with a prepaid account and transponder, or $5.57 standard (RiverLink). The Clark Memorial and Sherman Minton bridges are toll-free.
Data note: Source: SIRA Matrix (Cotality) Stats, Sellersburg (monthly, January 2016 to September 2026), and Clark County (Q3 2017 to 2026), as published in our linked reports. Information not verified or guaranteed by the MLS. Permit figures are Census Building Permits Survey annual place files for 2021 to 2025 and preliminary January to September files for 2025 and 2026, retrieved November 13, 2026. Housing figures are Census ACS 2020 to 2024 five-year estimates. Payment examples are Agent Intro illustrations, principal and interest only, using Freddie Mac PMMS weekly averages. The tax example uses a sale price as an example assessed value. Confirm any parcel with the Clark County auditor.
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